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OUR BANK LOBBIES ARE OPEN!

We are happy to have our lobbies open once again! However, COVID-19 is not gone and we must continue to take precautions. If you need to meet with a banker or transact business in person, we ask that you practice SOCIAL DISTANCING while inside the bank. For business other than teller transactions, we recommend calling in advance to make an appointment if possible. We continue to encourage the use of Online, Mobile, Telephone Banking, and our Drive-Thru lanes. If you are not feeling well or are experiencing flu-like symptoms, please postpone your visit. For information about Missouri's Show-Me Strong Recovery Plan, please visit the Show Me Strong website.

Services and Fees

Resource Center

Effective: November 1, 2019

  • Account transcript statement: $2.00
  • Amortization schedule (minimum): $10.00
  • Assisted telephone transfers (per transfer): $2.50
  • Automated balance protection transfers (per transfer): $5.00
  • Automated transfers to another institution (per transfer): $5.00
  • Cashier’s checks (any amount): $5.50
  • Charge back deposited return item (per item): $2.50
  • Check copies (per copy): $2.00
  • Collections (minimum): $10.00
  • Continuous overdraft fee (per day on fourth business day): $6.00
  • Counter checks (per five checks): $2.50
  • Coupon book replacement: $5.00
  • Debit card “hot card”: $20.00
  • Debit/ATM card replacement (per card): $10.00
  • Dormant checking account (12 months no activity, per month): $5.00
  • Fax services (per fax sent or received): $5.00
  • Inactive checking account fee (six months no activity, per month): $2.50
  • Insufficient funds (per item): $29.00
  • IRA close and transfer (for external transfer): $50.00
  • Letters of Credit: 1% of LOC Amount (minimum $100.00): $100.00
  • Mobile banking: no fee
  • Money orders (any amount, $1,000.00 maximum):
    • Customers: $3.50
    • Non-customers: $5.50
  • Night deposit lock bags (per bag): $22.00
  • Non-customer check-cashing: 2% of check amount, $15.00 minimum
  • Non-proprietary ATM use (per transaction): $1.00
  • Notary fee (non-customer): $2.00
  • Online Bill Pay: no fee
    • Some fees apply for optional services within Online Bill Pay.
  • Online business banking ACH origination (per file): $5.00
  • Online business banking stop payments (per item): $15.00
  • Online business banking wire transfer (per wire): $10.00
  • Online business banking: no fee
  • Online consumer banking: no fee
  • Overdraft de-minimis amount: no fee for overdrafts less than $5.00
  • Overdrafts (per item): $29.00
  • Paper Statement Fee (Basic Checking accounts only): $2.50
  • Photocopies (per page): $0.50
  • Premature account closing (within 90 days): $25.00
  • Records research (per hour): $25.00
  • Regulation D excessive usage (per month): $5.00 (CURRENTLY SUSPENDED)
  • Replace safe deposit box key: $25.00
  • Returned bank statement: $5.00
  • Returned wire transfer: $5.00
  • Safe deposit boxes (per year):
    • Small: $25.00
    • Medium: $35.00
    • Large: $45.00
    • Extra-large: $55.00
  • Safe deposit box drilled (cost plus) minimum $100.00
  • Statement balancing (per hour): $25.00
  • Stop payments (per item): $25.00
  • Tax forms reissued (per form): $5.00
  • Tax levy/garnishment: $20.00
  • Unauthorized ACH return (per item): $15.00
  • Wire transfers:
    • Incoming wire: $10.00
    • Outgoing wire: $25.00
    • International incoming wire: $20.00
    • International outgoing wire: $50.00

Services and fees are subject to change without notice. FDIC does not insure safe deposit box contents.

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