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BANK LOBBIES REMAIN TEMPORARILY CLOSED

The bank's lobbies continue to be temporarily closed for the protection of our customers and employees. Our lobbies will remain closed at least for the duration of Missouri's Stay-At-Home order. However, the Bank remains fully operational and ready to assist you with your banking needs. We encourage the use of Online, Mobile, or Telephone Banking, our Drive-Thru lanes are open as well as a walk-up window at our main bank. Our ATMs are also fully functional. If you need to meet with a banker in person or access your safe deposit box, please call to make an appointment. Main Bank 729-3137 Drive In Bank 729-3306. For information about the COVID-19 Outbreak, please visit the Missouri Department of Health website.

Services and Fees

Resource Center

Effective: November 1, 2019

  • Account transcript statement: $2.00
  • Amortization schedule (minimum): $10.00
  • Assisted telephone transfers (per transfer): $2.50
  • Automated balance protection transfers (per transfer): $5.00
  • Automated transfers to another institution (per transfer): $5.00
  • Cashier’s checks (any amount): $5.50
  • Charge back deposited return item (per item): $2.50
  • Check copies (per copy): $2.00
  • Collections (minimum): $10.00
  • Continuous overdraft fee (per day on fourth business day): $6.00
  • Counter checks (per five checks): $2.50
  • Coupon book replacement: $5.00
  • Debit card “hot card”: $20.00
  • Debit/ATM card replacement (per card): $10.00
  • Dormant checking account (12 months no activity, per month): $5.00
  • Fax services (per fax sent or received): $5.00
  • Inactive checking account fee (six months no activity, per month): $2.50
  • Insufficient funds (per item): $29.00
  • IRA close and transfer (for external transfer): $50.00
  • Letters of Credit: 1% of LOC Amount (minimum $100.00): $100.00
  • Mobile banking: no fee
  • Money orders (any amount, $1,000.00 maximum):
    • Customers: $3.50
    • Non-customers: $5.50
  • Night deposit lock bags (per bag): $22.00
  • Non-customer check-cashing: 2% of check amount, $15.00 minimum
  • Non-proprietary ATM use (per transaction): $1.00
  • Notary fee (non-customer): $2.00
  • Online Bill Pay: no fee
    • Some fees apply for optional services within Online Bill Pay.
  • Online business banking ACH origination (per file): $5.00
  • Online business banking stop payments (per item): $15.00
  • Online business banking wire transfer (per wire): $10.00
  • Online business banking: no fee
  • Online consumer banking: no fee
  • Overdraft de-minimis amount: no fee for overdrafts less than $5.00
  • Overdrafts (per item): $29.00
  • Paper Statement Fee (Basic Checking accounts only): $2.50
  • Photocopies (per page): $0.50
  • PIN reset fee: $5.00
  • Premature account closing (within 90 days): $25.00
  • Records research (per hour): $25.00
  • Recurring stop pay (every six months): $25.00
  • Regulation D excessive usage (per month): $5.00
  • Replace safe deposit box key: $25.00
  • Returned bank statement: $5.00
  • Returned wire transfer: $5.00
  • Safe deposit boxes (per year):
    • Small: $25.00
    • Medium: $35.00
    • Large: $45.00
    • Extra-large: $55.00
  • Safe deposit box drilled (cost plus) minimum $100.00
  • Statement balancing (per hour): $25.00
  • Stop payments (per item): $25.00
  • Tax forms reissued (per form): $5.00
  • Tax levy/garnishment: $20.00
  • Unauthorized ACH return (per item): $15.00
  • Wire transfers:
    • Incoming wire: $10.00
    • Outgoing wire: $25.00
    • International incoming wire: $20.00
    • International outgoing wire: $50.00

Services and fees are subject to change without notice. FDIC does not insure safe deposit box contents.

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