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Our lobbies are now open. However, the pandemic is still a threat, and we are continuing to take precautions. We ask that you practice social distancing while inside our business. If you do not feel well, please postpone your visit. We encourage the use of Online, Mobile, Bill Pay, Telephone Banking, and our Drive-thru lanes. If you need to meet with an officer, we recommend calling ahead for an appointment. For information about Missouri's Show Me Strong Recovery Plan, please visit the Show Me Strong website.

Basic Checking

Personal Banking

The Benefits of Basic

With no minimum balance requirement, free starter checks and a suite of online tools, our Basic Checking account has more bells and whistles than you might expect.

Basic Checking Features

  • Minimum opening balance: $25.00
  • No monthly minimum balance requirement
  • Unlimited check writing privileges with no per-check charges
  • Starter checks provided at no charge
  • Monthly statements with check images 
    • E-Statements Free (must be enrolled in Online Banking)
    • $2.50 Monthly Fee for Paper Statements ** If Paper Statements are elected, Online Statements will not be available. 
  • Debit card (subject to credit approval)
  • Telephone Banking available
  • Online Banking available
  • Online Bill Pay available
  • Mobile Banking available


** $2.50 Paper Statement fee will be waived if one of the following criteria is met **
  • E-Statement enrollment
  • Maintain $1,000.00 or more in total deposit accounts
  • A loan account on file with a principal balance of $5,000.00 or more


How to Open an Account

Visit your nearest branch or call 573-729-3137.

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