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Basic Checking

Personal Banking

The Benefits of Basic

With no minimum balance requirement, free starter checks and a suite of online tools, our Basic Checking account has more bells and whistles than you might expect.

Basic Checking Features

  • Minimum opening balance: $25.00
  • No monthly minimum balance requirement
  • Unlimited check writing privileges with no per-check charges
  • Starter checks provided at no charge
  • Monthly statements with check images 
    • E-Statements Free (must be enrolled in Online Banking)
    • $2.50 Monthly Fee for Paper Statements ** If Paper Statements are elected, Online Statements will not be available. 
  • Debit card (subject to credit approval)
  • Telephone Banking available
  • Online Banking available
  • Online Bill Pay available
  • Mobile Banking available


** $2.50 Paper Statement fee will be waived if one of the following criteria is met **
  • E-Statement enrollment
  • Maintain $1,000.00 or more in total deposit accounts
  • A loan account on file with a principal balance of $5,000.00 or more


How to Open an Account

Visit your nearest branch or call 573-729-3137.

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