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Rates

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Today’s Deposit Rates

Effective: November 16, 2022

Checking Account Rates

Comparison table of Checking Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Interest Checking
$500.00 – $9,999.99
$500 0.040% 0.040%
Interest Checking
$10,00.00 - $49,999.99
$500 0.060% 0.060%
Interest Checking
$50,000.00+
$500 0.080% 0.080%
Senior 55 Checking
$100.00 – $4,999.99
$100 0.040% 0.040%
Senior 55 Checking
$5,000.00 – $24,999.99
$100 0.060% 0.060%
Senior 55 Checking
$25,000.00+
$100 0.080% 0.080%

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Basic Savings $100 0.050% 0.050%
Exempt Basic Savings $1 0.050% 0.050%

Money Market Account Rates

Comparison table of Money Market Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,500.00 – $9,999.99 $2,500 0.050% 0.050%
$10,000.00 – $49,999.99 $2,500 0.100% 0.100%
$50,000.00 – $99,999.99 $2,500 0.150% 0.150%
$100,000.00+ $2,500 0.200% 0.200%

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Health Savings Account $25 0.250% 0.250%

Certificate of Deposit Rates

Comparison table of Certificate of Deposit Rates.
Product Min. Opening Deposit Int. Rate APY*
3 Month
$1,000.00 – $49,999.99
$1,000 0.350% 0.350%
3 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 0.400% 0.400%
3 Month
$100,000.00+
$1,000 0.450% 0.450%
6 Month
$1,000.00 – $49,999.99
$1,000 0.600% 0.600%
6 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 0.650% 0.650%
6 Month
$100,000.00+
$1,000 0.700% 0.700%
12 Month
$1,000.00 – $49,999.99
$1,000 0.750% 0.750%
12 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 0.800% 0.800%
12 Month
$100,000.00+
$1,000 0.850% 0.850%
18 Month
$1,000.00 – $49,999.99
$1,000 1.000% 1.000%
18 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.050% 1.050%
18 Month
$100,000.00+
$1,000 1.100% 1.100%
24 Month
$1,000.00 – $49,999.99
$1,000 1.000% 1.000%
24 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.050% 1.050%
24 Month
$100,000.00+
$1,000 1.100% 1.100%
30 Month
$1,000.00 – $49,999.99
$1,000 1.100% 1.100%
30 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.150% 1.150%
30 Month
$100,000.00+
$1,000 1.200% 1.210%
36 Month
$1,000.00 – $49,999.99
$1,000 1.250% 1.260%
36 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.300% 1.310%
36 Month
$100,000.00+
$1,000 1.350% 1.360%
48 Month
$1,000.00 – $49,999.99
$1,000 1.400% 1.410%
48 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.450% 1.460%
48 Month
$100,000.00+
$1,000 1.500% 1.510%
60 Month
$1,000.00 – $49,999.99
$1,000 1.500% 1.510%
60 Month
$50,000.00 – $99,999.99 (and IRA)
$1,000 1.550% 1.560%
60 Month
$100,000.00+
$1,000 1.600% 1.610%

Disclosures

  • Each depositor insured to at least $250,000 by the Federal Deposit Insurance Corporation.
  • Rates are subject to change without notice.
  • Substantial interest penalty may be assessed for early withdrawal of Certificates of Deposit.
  • Contact an employee for further information about applicable fees and terms.
  • Annual percentage yield calculation based on quarterly interest compounding.
  • You must maintain a minimum daily balance of $1,000.00 for Certificates of Deposit to obtain the disclosed annual percentage yield.
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