Today’s Deposit Rates
Effective: December 18, 2025
Checking Account Rates
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| Interest Checking $500.00 – $9,999.99 |
$500.00 | 0.040% | 0.040% |
| Interest Checking $10,00.00 - $49,999.99 |
$500.00 | 0.060% | 0.060% |
| Interest Checking $50,000.00+ |
$500.00 | 0.080% | 0.080% |
| Senior 55 Checking $100.00 – $4,999.99 |
$100.00 | 0.040% | 0.040% |
| Senior 55 Checking $5,000.00 – $24,999.99 |
$100.00 | 0.060% | 0.060% |
| Senior 55 Checking $25,000.00+ |
$100.00 | 0.080% | 0.080% |
Savings Account Rates
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| Basic Savings | $100.00 | 0.050% | 0.050% |
| Exempt Basic Savings | $1.00 | 0.050% | 0.050% |
Money Market Account Rates
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| $2,500.00 – $9,999.99 | $2,500.00 | 0.200% | 0.200% |
| $10,000.00 – $49,999.99 | $2,500.00 | 0.300% | 0.300% |
| $50,000.00 – $99,999.99 | $2,500.00 | 0.400% | 0.400% |
| $100,000.00+ | $2,500.00 | 0.500% | 0.500% |
Health Savings Account Rates
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| Health Savings Account | $25.00 | 0.500% | 0.500% |
Certificate of Deposit & IRA Rates
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| 3 Month $1,000.00 – $49,999.99 |
$1,000.00 | 2.750% | 2.780% |
| 3 Month $50,000.00 – $99,999.99 |
$1,000.00 | 2.800% | 2.830% |
| 3 Month $100,000.00+ |
$1,000.00 | 2.850% | 2.880% |
| 6 Month $1,000.00 – $49,999.99 |
$1,000.00 | 3.000% | 3.030% |
| 6 Month $50,000.00 – $99,999.99 |
$1,000.00 | 3.050% | 3.080% |
| 6 Month $100,000.00+ |
$1,000.00 | 3.100% | 3.140% |
| 12 Month $1,000.00 – $49,999.99 |
$1,000.00 | 3.250% | 3.290% |
| 12 Month $50,000.00 – $99,999.99 |
$1,000.00 | 3.300% | 3.340% |
| 12 Month $100,000.00+ |
$1,000.00 | 3.350% | 3.390% |
| 18 Month $1,000.00 – $49,999.99 |
$1,000.00 | 3.000% | 3.030% |
| 18 Month $50,000.00 – $99,999.99 |
$1,000.00 | 3.050% | 3.080% |
| 18 Month $100,000.00+ |
$1,000.00 | 3.100% | 3.140% |
| 24 Month $1,000.00 – $49,999.99 |
$1,000.00 | 3.000% | 3.030% |
| 24 Month $50,000.00 – $99,999.99 |
$1,000.00 | 3.050% | 3.080% |
| 24 Month $100,000.00+ |
$1,000.00 | 3.100% | 3.140% |
| 36 Month $1,000.00 – $49,999.99 |
$1,000.00 | 2.750% | 2.780% |
| 36 Month $50,000.00 – $99,999.99 |
$1,000.00 | 2.800% | 2.830% |
| 36 Month $100,000.00+ |
$1,000.00 | 2.850% | 2.880% |
| 48 Month $1,000.00 – $49,999.99 |
$1,000.00 | 2.750% | 2.780% |
| 48 Month $50,000.00 – $99,999.99 |
$1,000.00 | 2.800% | 2.830% |
| 48 Month $100,000.00+ |
$1,000.00 | 2.850% | 2.880% |
| 60 Month $1,000.00 – $49,999.99 |
$1,000.00 | 2.750% | 2.780% |
| 60 Month $50,000.00 – $99,999.99 |
$1,000.00 | 2.800% | 2.830% |
| 60 Month $100,000.00+ |
$1,000.00 | 2.850% | 2.880% |
Disclosures
- Each depositor insured to at least $250,000 by the Federal Deposit Insurance Corporation.
- Rates are subject to change without notice.
- Substantial interest penalty may be assessed for early withdrawal of Certificates of Deposit or IRAs.
- Contact an employee for further information about applicable fees and terms.
- Annual percentage yield calculation based on quarterly interest compounding.
- You must maintain a minimum daily balance of $1,000.00 for Certificates of Deposit or IRAs to obtain the disclosed annual percentage yield.