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Health Savings Accounts

Personal Banking

For Your Physical and Financial Wellbeing

Want a better way to buy health-related supplies?

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to individuals who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Consult your health plan provider to confirm that you are eligible to have an HSA.

HSA Features

  • Minimum opening balance: $25.00
  • Rate of interest established each month based on prevailing market conditions
  • Interest paid monthly
  • No maintenance fees or service charges
  • Monthly statements provided

For more information about HSAs, visit the IRS website.

How to Open an HSA

Visit your nearest branch or call 573-729-3137.

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