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Certificates of Deposit

Personal Banking

Save on Your Terms

More flexible than a money market account and typically more profitable than a traditional savings account, our Certificates of Deposit (CDs) make long-term saving a cinch. Simply choose the term/timeframe of your CD.

Certificate of Deposit Features

  • Minimum opening balance: may be purchased in amounts of $1,000.00 or more
  • Terms range from 3 to 60 months; may be automatically renewed
  • Tiered interest based on minimum daily balance
  • Interest rate established based on amount and term, which are fixed (see rates)
  • Interest paid or compounded quarterly, semi-annually or annually, depending on the term of the deposit
  • Substantial interest penalty incurred for early withdrawal

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How to Open an Account

Visit your nearest branch or call 573-729-3137.

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