Skip to main content Go to Personal Online Banking Go to Business Online Banking

Credit Cards

Personal Banking

The Power of Plastic

We’re giving you one more reason to bank with us: a Visa® Platinum Card with everything you’ll need!

Visa® Platinum Credit Card Features

Personal Service and Hometown Convenience

While you can always access your account online at, our specialized VIP Customer Service Department is also available 24/7. Or stop by any branch for a little extra help.

Reward Yourself

With every Visa® Platinum Card purchase, you can earn points toward your favorite rewards — one point for every dollar in net retail purchases. You can redeem points for merchandise, rental cars, cruises, hotels, and airline travel with fewer restrictions and no blackout dates. There’s no cap to how many points you can earn.

In order to access rewards, your account must be open and in good standing.

Worldwide Acceptance

Whether you’re going across town or around the world, you’ll enjoy more shopping, fine restaurants and travel opportunities with your Visa® Platinum Card because your card works at millions of retailers that accept Visa® credit cards Make your new Visa® Platinum Card your constant traveling companion, and you’ll always have instant credit at your fingertips.

Travel Benefits

Your Visa® Platinum Card automatically protects you and your family when you travel, providing Travel Accident Insurance.

  • Travel Accident Insurance — Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

Security Programs

We take security very seriously. That’s why your Visa® Platinum Card has multiple layers of cardholder protection that gives you an extraordinary level of security:

  • Verified by Visa® — Activate your card for this service and create your personal password for online purchasing protection.
  • Zero Liability Policy — Your liability for unauthorized transactions is $0.00. Promptly notify us, and you pay nothing.
  • Identity Theft Assistance — If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE to get access to no-fee and confidential assistance.
  • 3-Digit Code — On the back of your Visa® Platinum Card, you’ll find a special 3-digit code (also called the Cardholder Verification Value or CVV2), designed to provide an additional layer of internet- and telephone-fraud protection.

How to Apply

See the application’s Important Disclosures for current terms, rates and fees. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa® U.S.A., Inc. Subject to credit approval.

Some content requires Adobe Acrobat Reader to view.